What if the ex-spouse is eligible but has yet to apply for benefits?

If the divorced individual meets the requirements noted above, except that the now ex-spouse is not retired nor has applied for benefits, the divorced individual can receive benefits if they have been divorced from that spouse for at least two years. This may create a delay in those situations where the divorced spouse, wanting to start benefits, is older than the ex-spouse worker and they divorce when the divorced spouse is 62 or older. He or she will need to wait until either the ex-spouse applies for benefits or two years, whichever occurs first.

Posted in: Social Security Benefit Issues